Ski Insurance

I have Swiss insurance and am a member of Rega (the air ambulance people), but there are some gaps in terms of ski insurance cover. In many resorts there is an excellent service you can buy with your lift pass called Snowcare. It costs SFr 5 per day and covers refunds of ski pass, lessons and equipment hire if the slopes are closed, and costs of assistance and rescue, transport by ambulance and helicopter, medical expenses, sanitary repatriation and legal assistance. The amount is limited, but the ceilings seem reasonable, and the insurance is intended to supplement usual insurance and European Health Insurance Card provisions as applicable. It also does not cover off-piste activities. If you’re looking to switch health insurance, there are several options out there. Ski and snowboarding accidents can be painful, specially while practicing on the snowy mountains, check these erase my back pain reviews.

You can buy the card at a number of resorts, currently the list includes:

  • Villars
  • Les Diablerets
  • Engelberg
  • St Moritz
  • Veysonnaz
  • Thyon
  • Nendaz
  • Zermatt
  • Splügen
  • Zinal
  • Vercorin
  • Ovronnaz
  • Leysin
  • Anzère
  • Les Mosses
  • Corvatsch
  • Champéry
  • Morgins
  • Torgon
  • Les Crosets
  • Portes du Soleil (CH)
  • Engadine

View over Zermatt
Incidentally, regarding Rega, they waive the costs of the rescue missions of members (annual fee: CHF 30), providing that these costs are not covered by a health or accident insurance. That is one good reason to sign up, but additionally they are a non-profit foundation who provide emergency medical assistance by air according to medical necessity and, as they put it: “to rescue, not to pass judgement on right or wrong, guilt or innocence”.

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Avalanche Risk

Eight people died in Switzerland over the weekend from avalanches, and several others have been hospitalised according to a report from SwissInfo. Seven of a party of nine on Piz Vilan in Graubünden (just North of Grüsch) were caught by an avalanche, of whom
five died. Avalanches also killed a 28yo snowboarder in Mürren, a 31yo skier in Adelboden and one of a party of three in Wildhaus, Toggenburg. Two lucky skiers in Verbier were rescued after being hit by an avalanche. However three other people died in avalanches last Thursday and Friday, bringing the total fatalities in just three days to 11 in the Swiss Alps alone. Needless to say the avalanche risk is very high, but the level of fatalities is concerning – especially as many of the victims appeared to have been well experienced winter sports enthusiasts well-prepared for off-piste conditions.

The Institute for Snow and Avalanche Research (SLF) publishes avalanche information and the map from this morning indicates just how dangerous the Alps are after the recent heavy snowfalls.
SLF Avalanche Risk
Personally I would not go outside the boundaries of marked runs anywhere at this time, but – with sufficient planning and caution – it is possible to reduce the risks of being overcome by an avalanche to near zero, even if off-piste. Indeed, it is worth bearing in mind that fatalities do occasionally occur on piste from avalanches (and in 1999 31 people were killed when the ski resort of Galtür was hit by an avalanche); knowing the level of avalanche risk and the risk factors is worthwhile even for people who do not stray off-piste.

The first consideration concerns nearby slopes as well as those you want to ski on. The overwhelming majority of avalanches occur on slopes with a gradient of greater than 35% but they can occur on slopes with a gradient of as little as 30%. Even on-piste, I tend to stay on the side furthest away from such unprepared slopes if the avalanches risk in the area is rated considerable or higher. It is also worth watching out for skiers or snowboarders traversing high on such slopes – the line that the skiers and snowboarders take can weaken a slab and initiate an avalanche. Indeed, the very presence of others skiers or snowboarders above you and off-piste is more likely to indicate heightened risk rather than relative safety since many avalanches are triggered by freeriders.

The sun helps the snow on slopes to bond, so periods without sunshine or of little sunshine, such as mid-winter, or periods of heavy snowfall and north-facing slopes tend to be associated more often with avalanches. On the SLF charts, the more avalanche prone slopes are indicated black on the compasses on the SLF chart – as the chart above shows slopes facing all directions are currently prone to avalanches. In addition wind-blown snow can often create dangerous drifts and this is more likely to happen above the treeline and at higher altitudes in general – again the SLF chart indicates that avalanches are more likely above a given altitude. The SLF will also identify whether wind-blown slopes, gullies, bowls and areas adjacent to the ridge line are particularly risky over and above the general level of risk associated with an area.

Clearly skiers and snowboarders should be prepared for off-piste conditions, with transponders, probes, shovels, ABS and cellphones amongst the minimum for back country outings, but it is a false sense of security to believe that these will be of any help in many avalanche situations. The trick is to avoid putting yourself at danger, and the signs at this time are to proceed with extreme caution, avoiding off-piste in all but the most benign circumstances.

At least the latest snow redresses a situation which left many runs patchy and off-piste snow depths often too limited to cover obstacles such as rocks and tree stumps. In the Vaud Alps well over one metre of snow has fallen in the last few days, and most of the rest of the Swiss Alps and the Western Jura have experienced up to a metre.

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Tough ski conditions in Adelboden

Adelboden from Chuenisbärgli

Adelboden was in the news recently with the undiplomatic outburst from the US Ambassador to Switzerland, but last weekend the town got a different reception when over 30,000 raucous Swiss watched the FIS Slalom on the Chuenisbärgli.

This is one of the toughest races on the circuit at the best of times, with a steep bottom section that catches out even the best racers. Conditions were particularly challenging however with temperatures as high as 15 degrees, the rain falling and thick cloud enveloping the course. This didn’t prevent Austrian Marcel Hirscher extending his lead in the Slalom standings; the guy really is at the top of his game. Frenchman Alex Pinturault (with “Je Suis Charlie” on his helmet) came second, and Henrik Kristoffersen from Norway came third.
Marcel Hirscher during the Giant Slalom© Alexis Boichard/Agence Zoom
For skiers in the Alps, things are looking up as we head into next weekend with temperatures dropping and the precipitation falling as snow over the next few days. However lower runs are still pitifully light on snow with lots of icy patches and off-piste is tough. The SLF reports that considerable avalanche danger will be encountered in some regions and snow drifts require caution. At the weekend, Sunday looks the more promising day to see some sunshine, particularly in the more Southern resorts.

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Back country skiing in the Engelberg valley

I have often heard it rumoured that in the Engelberg valley lurk many hidden stashes of lift-served back country off-piste. From Titlis itself there are several areas of off-piste, the Laub being the most famous. There is also one route off Klein Titlis itself down towards Trübsee via the Steinberg some friends of mine have skied, although I have not tried it myself.

I know you can ski from the top of the Fürenalp cable car – again I have not tried it, but I know there is a trail back down to the valley floor which I guess presents at least one option. The lift company identifies a 1000m toboggan run, a 1500 winter walk and snowshoe trail as well as ski touring options at the top. There is also a restaurant. One to add to the list for sure.

Anyway, I came across an article at Worldcrunch which finally addressed the rumour. Apparently there is a lift, Sesselbahn Brisen, which ascends the Haldigrat below Engelberg to provide access to a large unprepared area of snow from 1937m.
Sesselbahn Brisen - photo: raffaconzinu via Instagram
The owner of the lift, Kurt Mathis, is quite famous, apparently, and the lift is possibly not as obscure as I had thought – even featuring in a film and having its own website. The lifts operate 9am-4pm at weekends and on public holidays in the winter season. Kurt’s wife, Antoinette, runs a restaurant and guesthouse at the top. A webcam is here. To get to the Haldigrat by train, take the Engelberg service from Luzern and get off at the request stop Niederrickenbach Station, just after Dallenwil, then take the cable car to Niederrickenbach itself and take a sign-posted 30-minute walk on a broad and well-maintained path to the valley station of the chairlift from Alpboden up to the Haldigrat. There is parking at the bottom of the Niederrickenbach cable car. Although there are no recorded fatalities or significant avalanche risks, the ski area is not only unprepared but also unpatrolled.

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