Skiing Injury Insurance Payouts

#Verbier

The Swiss National Accident Insurance Fund (Suva) has recently provided an analysis of the extent and costs of winter sports accidents from an insurers perspective.

Typically around 90,000 winter sports accidents are reported every year in Switzerland. For the last full year for which there is data, unsurprisingly downhill skiing comes top of the list of incidents with a total of 52,320. For other winter sports the figures are: snowboarding: 11,060, tobogganing: 6460, cross-country skiing : 5440, ice hockey: 5010, skating and figure skating: 3780, and ski touring: 970.

The cost of these accidents in terms of insurance payments for skiing alone comes out at 610 million Swiss francs (snowboarding: SFr 74 million). The breakdown for skiers by seriousness of injury is: light injuries: SFr 100 million, moderately serious injuries: SFr 182 million, serious injuries: SFr 235 million, disability: SFr 49 million and death: SFr 44 million.

The sums are some 70% higher than they were fifteen years. The increase is reckoned by Suva to be caused by higher performance equipment, the advent of ski carving, the preparation of slopes, artificial snow, and the increasing average age of skiers – with the most affected category being that of 40-59 years old.

For alpine skiing, the most commonly affected body parts are the knee: 30.9% (snowboarding: 15.2%), shoulder and upper arm: 24.1% (snowboarding: 23.4%), lower legs and ankles: 13.8% (snowboarding: 13.1%), trunk: 13.7% (snowboarding: 19%), wrist, hand, fingers: 11.8 % (snowboarding: 13, 1%).
Suva estimates the average cost of a broken leg at SFr 22,500 in total.

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Ski and Snowboard – Vaping

E-cigarettes, otherwise known as vapes, have become increasingly popular. Many people believe that e-cigarettes are ‘less damaging’ for you than traditional cigarette smoking. With a rise in vaping by Australians, particularly among young people, it’s important to understand the long-term health risks. Visit vaprzon.

What is vaping?

Vaping is the act of using an e-cigarette, or ‘vape,’ which are lithium battery-powered devices that use cartridges filled with liquids, or ‘juice.’ The liquids typically contain nicotine, artificial flavourings, and various chemicals, some of which have been shown to be toxic. The liquid is heated into an aerosol, or vapour, and inhaled into the user’s lungs.

Some vapes are designed to look similar to tobacco cigarettes, cigars, and pipes, while others resemble everyday items, such as pens and USBs. Even though e-cigarettes do not contain tobacco many liquids still contain nicotine, which is highly addictive, as well as other chemicals. These chemicals can be toxic when they are inhaled. Some are included to add a fruit, alcohol, or confectionary flavour to the product. In a pioneering study, funded by Lung Foundation Australia, Minderoo Foundation and the Scottish Masonic Charitable Foundation WA, researchers at Curtin University tested the chemicals and toxicity of 52 flavoured e-liquids available for sale over the counter in Australia1. The research unveiled a cocktail of chemicals which raise serious concerns about the safety of these products and their risks to the respiratory health of young people.Download the free pack

100%

of the e-liquids were inaccurately labelled.

100%

contained chemicals with unknown effects on respiratory health.

21%

contained nicotine despite this being illegal in Australia.

62%

contained chemicals likely to be toxic if vaped repeatedly.

Vaping in Australia

It is illegal to use, sell or buy nicotine for use in e-cigarettes to anyone in Australia without a prescription. With the exception of Western Australia, each state and territory permit the sale of vapes and e-cigarettes, but not the sale or purchase of liquid cartridges that contain nicotine. For this reason, many users purchase their products and liquid cartridges online. These products are often imported from overseas, meaning there is little control over how they are manufactured and what they contain.

Smoking cessation

In some cases, doctors can prescribe nicotine e-cigarettes as a means of weaning off tobacco use. There is little evidence that using this method is successful in achieving this outcome. From 1 October 2021, the Australian government introduced further restrictions to limit access to the use of nicotine e-cigarettes among adolescents and young adults. This included requiring a valid prescription to import nicotine e-cigarettes and liquids containing nicotine.

Vaping and young people

E-cigarettes can serve as a “gateway” to nicotine addiction and tobacco cigarette smoking. There have been many studies which found experimentation with e-cigarettes encouraged the use of tobacco cigarettes, particularly among young people. According to the Australian Bureau of Statistics, more than 1 in 5 (21.7%) young Australians aged 18-24 and 7.6% of 15-17 year olds have used an e-cigarette or vaping device at least. It’s likely that these figures are under-reported because responses were provided by an adult living in the same household.

Research of e-liquids available to purchase over the counter in Australia found 1 in 5 contain nicotine, among a concoction of other toxic chemicals – all had inaccurate labelling. With the inclusion of fruit, alcohol and confectionary flavours, e-cigarettes are designed to appeal to young people. Experts are concerned these products will create another generation of nicotine addiction and a rise in serious health issues including lung disease and cancer.

Lung Foundation Australia has developed a suite of resources to fill the knowledge gap around vaping and e-cigarettes. These resources are designed by and for young Australians, educators and parents and carers, to arm you with accurate and evidenced-based information.

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Best Ski Resorts in Switzerland

 Benefits of Skiing

For some, the first sign of snow means it is time to dig out the wool socks and blankets and go into hibernation. For others, though, it means time to wax those skis and hit the slopes! Skiing is an incredible sport that involves physical, mental, social and emotional aspects of wellness. Often times winter can bring people into a depression called Seasonal Affective Disorder (S.A.D.). Skiing combines the great outdoor air with physical activity and some sunshine exposure that many people forget about. Read more about exipure.

The physical aspect is obvious, however many individuals, especially those that have never skied before, may not realize how much brain power goes into the sport. Skiing is a proprioceptive activity. Proprioception is an aspect of fitness that is defined as one’s ability to feel the position of different body parts and the effort that goes into moving them. This is almost defines skiing because skiing involves quite a bit of balance and coordination. There are so many slight movements and positions of your body that you must be conscious of to ski well. The more you ski the more you strengthen your ability to be aware of the movement of your body parts. This is important because proprioception weakens with age so the more you are involved in proprioceptive activities the less it will diminish. Check these ikaria lean belly juice reviews.

Skiing prevents aging in more ways than that though. When you ski you carry the weight of your entire body on your feet. Your knees are the joints that endure that weight and must be able to move quickly despite it, so they are being strengthened when you ski. Great news for those that have been skiing for many years; you’ve been strengthening those joints and making an injury later in life less likely the whole time. In addition to strengthening your knees your bones become stronger as well because skiing is a weight bearing activity. So not only are you having a fantastic time gliding down the slopes, but you are preventing knee damage, osteoporosis and increasing your proprioceptive strength. Skiing is also a great way to get some moderate aerobic activity into your day. For most people, skiing is an all day event, so you can imagine the workout your heart is getting without you even becoming winded. This is how phenq works.

It is hardly necessary to mention the social aspect of skiing, but I will for that sake of those that have never been. Waking up at the crack of down to drive an hour or two to spend a day in the freezing cold may not seem appealing to a “winter hibernator.” Add a whole group of close friends that all share the same love for skiing, and you’ve got one heck of a good day. What is unique about skiing is that it brings together people of all different ages and cultures. All over the world if there are mountains and snow, there will be people skiing.  So not only do you have a great group of people having a fantastic time; you’ve got a motivational team that encourages you to get off the couch in the winter and get your heart pumping all day! Try something new this winter instead of being miserable when the first snow falls. If you are already an avid skier, bring someone that isn’t and show them how much fun they are missing!

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The only place in Europe you can ski

The main Medran gondola station in Verbier today

The Swiss federal authorities today imposed a new set of restrictions on the country, to run from Tuesday 22nd December for a month. The increasing pressure on hospitals and the unwillingness of some cantons to implement federal recommendations has resulted in the new lockdown, with restaurants and sport facilities due to close. However ski resorts will remain open, uniquely in Europe. The official wording from the federal communique today, 18th December, is as follows:

The cantons remain responsible for ski areas. Strict requirements must be met for ski areas to operate. Ski areas can only remain open if the epidemiological situation allows and there are sufficient capacities in hospitals and for contact tracing and testing. Strict precautionary measures must also be in place and their implementation must be guaranteed. If these requirements are not met, ski areas will not be granted an operating permit.  

Zurich had argued for ski resorts to close down, on the basis that injured skiers returning to their home cantons could put an unacceptable pressure on hospitals. Although they didn’t get their way, the federal authorities are clearly signalling that cantons with ski resorts have to have the local capacity to manage ski casualties.

Valais and Vaud notably introduced a lockdown in November and, as a result, seem to have kept the R rate below 1 – unlike many cantons in Schweizerdeutsch-speaking Switzerland. Despite some teething problems, the controls introduced in ski resorts to restrict Covid seem to be working. However I have some reservations as to whether the capacity restrictions are sufficient. I guess it is a trade-off of having longer queues or increased lift capacity. I believe some resorts are planning to restrict the number of ski passes they issue to help control the situation.

The Swiss approach represents a risk especially with high rates of infection in the community. The other Alpine nations are keeping their resorts closed and their governments probably hope the Swiss experiment fails. There has been a lot of opposition to the closures in the annual 34 billion euro winter sports industry, and some businesses may never recover.

However we are still learning about this disease. That ski resorts were epicentres of disease last season is well known – and I have reported on this extensively – but the finger of blame largely pointed towards apres ski activities. It will take a little of the shine off ski and snowboard holidays if you can only eat in your hotel or takeaway and all the bars and clubs are shut, but at least you can still ski and snowboard. And I have had some excellent winter sports holidays where the apres activities were conducted in a family or social unit setting.

I know some people would say I am stretching it, but isn’t there a possibility that winter sports reduce the risk of Covid? I spend a lot more time in the sun when I am skiing, and one of the early indications is that Vitamin D, generated by being in sunlight, protects against the disease.

My only gripe about the new arrangements is that the closure of restaurants last month meant that all the outdoor searing was removed. I hope this will not be the case this time round. People who order take-out pose little risk of spreading the virus if they are allowed to sit down outside to eat. In practice people have found a convenient rock or step or sunny spot to eat their picnic or take-out, but these old bones really appreciate a seat!

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